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Master the Enticing Game with Soccer Training Aids
Posted On : Jan-11-2012 | seen (393) times | Article Word Count : 408 |

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Posted by nabeelshaukat on February 4th Authentic Clayton Kershaw Jersey , 2012


Student loan is a type of financial aid for the purpose of paying college fees and other expenses related to education. The similarity between student loans and other loans is that they need to be repaid with interest. Although if it's a government student loan, the interest is usually lower than a traditional bank loan.


Broadly speaking, there are two types of student loans


1. Federal Student Loans


2. Private Student loans


Federal Student Loans:


Federal student loans are provided by the government. They have very favorable and lenient loan terms. The interest rates are set by the government. The interest rates are fixed and very low. The eligibility criteria is not very tough and nearly all students can qualify for federal student loans.


Federal student loans are also of different types. Following are the types:


a) Stafford Loans


Stafford loans are provided by the Department of Education. These loans are available for students who submit an FAFSA and who has a financial need as determined by their school. Stafford loans are of further two types i.e. Subsidized and Unsubsidized.

Subsidized Federal Direct Stafford Student Loan are need-based student loans. The special feature of these loans is that the interest does not accrue while the student is in school or during the six-month grace period after leaving college.Unsubsidized Federal Direct Stafford Student Loan is not need-based. The particular feature of these loans is that the students are responsible for all the interest that accrues on the loan. The loan accrues not only during the grace period but also while the student is in school.